about HOME LOAN
A home loan is an amount of money that an individual can borrow from a bank or Housing Finance Companies for buying a residential plot, house, apartment or floor. The property is taken as a security by the money lending company and the borrower have to pay monthly EMI’s for the agreed Tenure which can be maximum up to 30 years
140
Years of Experience
15700
No: of Client
Types of Loan against Property
Purchase Loan
Improvement Loan
Construction Loan
Plot Purchase Loan
Home Refinance
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This is the loan that one takes for purchasing a residential property.
ROI Starting @ 6.80% to 11%
This is the loan given for the expenditure related to major repairs of your home and covers renovation.
ROI Starting @ 9% to 11%
This is the loan given for construction of residential property.
ROI Starting @ 9% to 11%
This is the loan given for purchase of a plot of residential land where the applicant wishes to construct his / her own house.
ROI Starting @ 9% to 13%
This is the loan given as refinance within 12 months of purchase of any residential property.
ROI Starting @ 9% to 11%
Eligiblity Criteria
Minimum Eligiblity to obtain a loan amount
Age :- 23 – 57 Years old.
Net yearly income must be more than rupees 3,50,000 /- + cash income also add
Business Tenure of at least 2 year or max 5 year (Continuously)
Family income also add in loan eligibility
With out map we can do
Cash rental income we can consider
No defaults in the last 6 months
Cibil Score Minimum 700+ or with a good credit or cibil score history.
Loan upto 500 Lacs+ depending of the credit profile and the applicant profile
