about Business loan

A business loan is a common term used for unsecured loans advanced by Banks & NBFC’s to Professionals and Business entities on the basis of their past credit history, Business Growth and credit worthiness without any collateral.

Business loans can be obtained in a quick time but are available at a higher rate than secured loans. These loans can be utilized for Business Expansion, purchase of Machinery, Working Capital, Bridge Funding, Debt Consolidation and for any other business purpose.

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Years of Experience

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No: of Client

Types of Business Loans

Normal Loan

Turnover Based Loans

Unsecured Overdrafts

Loan against EDC Swipes

Loan for Professional

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 This is the loan that one gets against the repayment capacity of the business and the loan amount is decided basis of his last year profitability.

This is the loan that one gets for a shorter period for the working capital requirement of business which is determined on the basis of the turnover of Business.

This is an overdraft arrangement for the working capital purpose of the business and is determined on the basis of profitability as well as turnover of business.

This is a new digital lending wherein the loan is determined on the basis of the credit card receivable of any business and the EMI’s are debited daily / weekly / monthly from the receivable of credit card swapped for Business Sales.

 As a professional, your financial needs are unique. we offer special loans to professionals like you. By factoring in your professional degree and experience, professional loans come with simple eligibility criteria and minimum documentation requirements so that you get access to funds faster than regular term loans.

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Eligiblity Criteria

Minimum eligiblity to obtain a business loan

Age :- 23 – 57 Years old.


Net Yearly  Income must be more than Rs. 3,50,000/-


No defaults in the last 6 months


Cibil Score Minimum 700+ or with a good credit or cibil score history.


Business tenure of at least 2 year or maximum 5 year (Continuously)


Minimum Yearly Turnover 25 Lacs and above.


Business must be Profit making for the last 2 years


Loan up to 50 Lacs depending of the credit profile and the applicant profile.


List of Documents

No collateral & Guarantee required.


Interest rate starting from 16% to 26% (Reducing)


Maximum tenure up to 4 years.


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Maximum loan amount up to 50 Lacs


Quick approval and hassle free Processing.


Flexible repayment options.